Financial plans


・How to make "College Savings"

今からでも間に合う教育資金のため方
College Saving Plan 529
New plan enacted in 1996 to save College related costs. We strongly suggest you to take advantage of this plan.




    【Features】
  • Account holders would be parents or grandparents.
  • Reduce your Federal Gift Taxes.
  • No Federal tax on profit.
  • ｢You can deposit up to $60,000 per donor, and/or $120,000 if jointly done, without any obligation to pay gift tax per year, per donee.」

Average cost for public 4-year college
(For illustrative purposes only - your costs may vary)
  Tuition Books and Texts Room and Board Transportation Misc. Total
In State $5,132 $853 $6,222 $774 $1,659 $14,640
Out-of-State $12,423 $853 $6,222 $774 $1,659 $21,931
※For more detail, seehttp://apps.collegeboard.com/fincalc/college_cost.jsp

The table below shows how much you have to save by the year your children turn 18 and start college and how much you need to save per month to reach that amount based on the yield of savings at 6% and 12%.
  0 year old 5 year old 10 year old
Monthly Savings 4-year total
(Average of public school) 		$144,627 $118,985 $93,228
6% yield $413 $509 $764
12% yield $229 $330 $595
※For more detail, seehttp://apps.collegeboard.com/fincalc/college_savings.jsp

*Variable Products and Mutual Funds are not insured by the FDIC; may involve investment risk, including the possible loss of the principal amount invested. You may obtain a current prospectus, which contains more complete information about the investment companies being offered, from your financial consultant. Please read the prospectus carefully before investing. All products and features may not be available in all stat

*Securities offered through SCF Securities, Inc. Member FINRA/SIPC (800) 955-2517
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