Life Insurance
・Term vs Whole Life
There are two different types of life insurance.
One is Term Insurance, which offers low cost and high coverage. Terms of coverage are 10 years, 15 years, 20 years, 30 years and for life.
The other type of life insurance is Permanent insurance, which contains a cash value component. Which plan should you choose? The answer may be determined by your age, health condition, face amount, premium or any combination of those. So, please contact us for your best choice.
・Life Insurance
・Tie-up List
- Term Insurance
Term Life Insurance* -
*Securities and insurance related services and quotes may not be provided to individuals residing in any state not listed below. This information is intended for use only by residents of the following states:We are registered to sell Insurance Products in the following states: California, NevadaFeatures Low cost high coverage Term of Coverage 5 years, 10 years, 15 years, 20 years, 30 years
- Permanent insurance(Universal Life)
Universal Life Insurance -
Features Fixed rate of interest, Income Tax & Capital Gain Tax deferred
Variable Universal Life Insurance* →Features VUL product offers the security and tax advantages of life insurance
- Permanent insurance(Variable Universal Life Insurance)
Variable Universal Life Insurance* -
*Variable Products and Mutual Funds are not insured by the FDIC; may involve investment risk, including the possible loss of the principal amount invested. You may obtain a current prospectus, which contains more complete information about the investment companies being offered, from your financial consultant. Please read the prospectus carefully before investing. All products and features may not be available in all statFeatures *Variable Products are not insured……
*Securities offered through SCF Securities, Inc. Member FINRA/SIPC (800) 955-2517
OSJ Branch Office 1218El Prado Ave. #134 Torrance CA 90501
Tel (310) 320-0588 Fax (310) 320-0622
Reavans Financial Services and SCF Securities, Inc. are Independetly Owned and Operated



